 
        
        
      
    
    If you are 50 years or older and have a large student loan balance, we are the financial guide for you.
Hi, I’m Erik Kroll.
I’m a fee-only financial planner helping with those over 50 years old conquer their student loans.
I learned how to navigate the complex student loan universe from running my other financial planning company, Hilltop Financial Advisors.
It didn’t take long for me to notice a few things:
- The older you are, the harder it is to plan for retirement when you have student loans 
- The margin for error when planning for retirement shrinks the older you become 
- Older borrowers typically have more complex cases (on top of the already complex rules that exist) 
- There is a true need for a guide to help navigate this process between paying down loans and getting to retirement. 
I have a passion for helping others and having a positive impact on people’s lives. Every student loan case is a chance for me to help you retire years sooner than you expected.
We help you take advantage of every strategy possible to:
- Pay the least amount on your loans 
- Plan and save for your retirement and goals 
- Pay no more in taxes than you absolutely have to 
 
        
        
      
    
     
                        